Privacy Policy

1. Introduction

Welcome to CHI Consultants (“we,” “our,” “us”). We are committed to protecting your privacy and ensuring a safe online experience. This Privacy Policy explains how we collect, use, disclose, and safeguard your information when you visit our website www.chi-ahs.com, use our services, or engage with us in any manner.

2. Information We Collect

2.1 Personal Information:

We may collect personal information that you provide to us directly, including but not limited to:

Contact Information: Name, email address, phone number, and mailing address.
Financial Information: Information necessary for loan applications, including financial records and credit information.
Insurance Information: Details regarding insurance needs, policies, and claims.
Real Estate Information: Property details, transaction history, and related personal data.

2.2 Usage Data:

We collect information about your interactions with our website and services, including:

IP Address: Your IP address helps us understand your geographic location.
Device Information: Information about your device, such as operating system and browser type.
Cookies and Tracking Technologies: We use cookies and similar technologies to track your preferences and enhance your experience.

3. How We Use Your Information

We use the information we collect for the following purposes:

To Provide Services: To process and manage your loan applications, insurance needs, and real estate transactions.
To Improve Our Services: To analyze usage data and enhance our offerings and user experience.
To Communicate with You: To send you updates, marketing materials, and respond to your inquiries.
To Comply with Legal Obligations: To meet legal requirements and protect our rights.

4. Sharing Your Information

We may share your information in the following circumstances:

With Service Providers: Third-party service providers who assist us in operating our business.
With Business Partners: Partners who collaborate with us to provide comprehensive solutions.
For Legal Reasons: To comply with legal requirements or protect our rights.
In Business Transfers: In the event of a merger, acquisition, or other business transactions.

5. Data Security

We implement appropriate technical and organizational measures to protect your personal information. However, no method of transmission over the internet or electronic storage is completely secure.

6. Your Choices

You have the following rights regarding your personal information:

Access and Update: Request access to or update your personal information.
Opt-Out: Opt out of receiving marketing communications from us.
Cookies: Manage cookies through your browser settings.

7. Children's Privacy

Our services are not directed to individuals under the age of 18. We do not knowingly collect personal information from children under 18.

8. Changes to This Privacy Policy

We may update this Privacy Policy from time to time. Any changes will be posted on this page with an updated effective date.