CHI ConsultantsOne Stop Shop
Hospitality Solutions
Effortlessly own your dream business
with expert guidance
& financing solutions
Brands We Work With
CHI Consultants
CHI Consultants are financial experts who specialize in helping businesses secure the financing they need to grow and operate. They possess in-depth knowledge of various commercial loan products, lending institutions, and the overall commercial lending landscape.
American Hospitality Solutions
American Hospitality Solutions is a specialized real estate agency who focuses exclusively on the buying and selling of hotel properties.
Life Insurance
As life insurance experts, we help individuals and families build a strong financial safety net through comprehensive coverage.
Property & Casualty Insurance for Hospitality Industry
P&C Insurance is specilized providers for Property & Casualty Insurance for Hospitality Industry, protectecting hospitality businesses from a variety of financial losses.
Our Services
Commercial Mortgage Backed Securities (CMBS)
We offer CMBS financing for a wide range of commercial properties, with loan amounts ranging from $5 million to $100 million. Our CMBS loans are typically non-recourse (with standard exceptions), offering up to 75% loan-to-value (LTV) with fixed interest rates. Choose from 5-, 7-, or 10-year terms with a 25-30 year amortization schedule for a loan structure that fits your plans.
SBA Loans
Let us help you navigate the benefits of SBA loan programs, including SBA 7(a), SBA 504, and SBA 504 Green. These SBA-backed loans offer lower down payments and interest rates with extended repayment terms compared to traditional financing. Perfect for acquisitions, refinancing, property improvements, and new development, SBA loans can be a powerful tool for propelling your business forward.
FF&E Financing
Invest in creating a lasting impression for your guests. Our FF&E financing solutions allow you to acquire the fixtures, furniture, equipment, and supplies needed to elevate your hotel's ambiance and brand identity. This financing option is available for both independent and national hotel owners with multiple locations, and can cover everything from Property Improvement Plans to renovations. Enjoy benefits like 100% financing, a hedge against inflation, improved expense planning, and greater business-cycle flexibility.
Conventional Loans
We understand the value of traditional financing options. We partner with banks, credit unions, and other lenders to provide you with access to conventional loans in Austin, TX, and surrounding counties. These loans are typically secured by a first lien on the property and offer flexible terms thanks to our strong lender relationships.
Property and Casualty Insurance
Protect your hospitality business with our comprehensive property and casualty insurance services. Property insurance covers the physical structure and contents of your hotel, while casualty insurance protects against liability claims from guests, employees, and other third parties. Our tailored solutions ensure you are covered against potential losses from property damage and liability issues, providing peace of mind and financial security.
Commercial Real Estate Services
Our commercial real estate services are designed to help you navigate the complexities of the real estate market. Whether you're looking to buy, sell, lease, or invest in commercial properties, we offer expert guidance and comprehensive support. Our services include market analysis, property valuation, negotiation, and transaction management, ensuring you make informed decisions and achieve your real estate goals.
Testimonials
Before contacting Raj Vakharia business loan advisor of CHI Consultants, the traditional bank loan process seemed daunting, difficult and impersonal. Raj was incredibly knowledgeable and patient, taking the time to understand our specific business needs and financial goals. He was genuinely invested in our success. We successfully purchased the Rodeway Inn.
-Gayatri - Rodeway Inn Walterboro SC
Thanks to Raj Vakharia business loan advisor of CHI Consultants, we were able to secure a SBA 7A loan, that perfectly fit our situation to purchase a grocery store. The process was smooth and efficient, and Raj’s communication was excellent throughout and also helped me on weekends.I am incredibly grateful to CHI Consultants for helping me take our business to the next level. I highly recommend Raj Vakharia to any business owner looking for a reliable and supportive commercial loan advisor.
-Kamlesh- Sea Merchants Carolina Beach NC
One challenge we faced during the loan process was that we were new in the hospitality business. We hadn't quite reached the typical benchmarks for loan approval. However, Raj Vakharia at CHI Consultants recognized the potential in our business experience and strong financials. He worked closely with us to tailor the loan application, highlighting our growth trajectory and market opportunity. This helped us overcome the hurdle of being a new company and secured the funding we needed.
-Kaleem-Baymont Inn Johnson City TN
As a first-time motel buyer, navigating the world of commercial loans felt overwhelming. Securing financing for a property like a motel requires a different approach than traditional mortgages. Thankfully, my experience with Raj Vakharia of CHI Consultants was a game-changer. He helped me walk through the difficult process. Now I am a proud owner of a nice motel in the Carolina mountains.
-Hemant-Relax Inn Bryson City NC
Raj Vakharia expertise in furniture financing was invaluable. He helped me obtain finance to purchase new furnishings for my hotel. Potential for growth and profitability was incredible after the remodeling was completed. This included highlighting aspects like planned renovations or untapped revenue streams.
-Nirmal-Country Inn & Suites Savannah GA